Dwaine Daugherty, Certified FHA & USDA Appraiser

State Certified - Residential Real Estate Appraiser
TX-1327091-R
FHA Approved Appraiser

EDUCATION:
        High School: Quitman High School, Quitman, Texas
        Graduated May 1989

College:
        Tyler Junior College, Tyler, Texas
        University of Texas at Tyler - Graduated Dec., 1993
        B.A. Degree in Psychology

• Cont. Education:
          FHA and the Appraisal Process, Dallas, 8/99
          FHA Appraiser Examination, Passed, 9/99
          USPAP Update Course, April 2003
          USPAP Update Course, January 2004
          Appraising the Secondary Market, January 2006
          USPAP Update Course, September 2007
          National USPAP, 2010-2011, June 2011
          National USPAP. 2014-2015, December 2013
          National USPAP, 2016-2017, January 2017  
          National USPAP, 2018-2019, December 2017

Appraisal Institute:
            Internet Search Strategies, 5/02
            Intro to GSI, 5/02
            FNMA Appraisal Seminar, 3/02
            Residential Property Construction and Inspection, October 2003
            Appraising Manufactured Housing, February 2004
            Value to Determine Conditions in Real Estate, May 2004
            USPAP Update Course, December 2005
            FHA and The Appraisal Process, January 2006
            Professional Guide to the Uniform Residential Appl. Report, 9/2007
            Professional’s Guide to the Fannie Mae 2-4 Unit Form 1025, 7/2007
            Online Condominiums, Co-ops and Puds, March 2008
            Reviewing Residential Appl. And Using Fannie Mae Form 2000, Nov. 2008
            National USPAP Equivalent Course, Nov. 2009
            Residential Challenge: Declining Markets & Sales Concessions, Jan. 2011
            Online Valuation of Green Residential Properties, Jan. 2011
            General Appraiser Market Analysis Highest & Best Use, April 2011
            General Appraiser Sales Comparison Approach, May 2011
            General Appraiser Site Valuation and Cost Approach, June 2011
            General Appraiser Income Approach, June 2011
            General Report Writing and Case Studies, June 2011
            Residential Appraisal Review, December, 2013
            Mortgage Fraud, Protect Yourself, December, 2013
            Risky Business: Ways to Minimize Your Liability, December 2013
            Mold, Pollution and the Appraiser, December 2013
            The New FHA Handbook 4000.1, November 2015
            Supervisor-Trainee Course for Texas, November 2015
            Essential Elements of Disclosures and Disclaimers, December 2015
            REO and Foreclosures, December 2015
            The New FHA Handbook 4000.0, September 2016
            Defensible Appraising, September 2016
            Covering All the Bases in Residential Reporting, September 2016
            Residential Report Writing: More than Forms, April 2018
            Managing Appraiser Liability, August 2018
            Divorce & Estate Appraisals, August 2018
            Introduction to the Uniform Appraisal Dataset, October 2018

EXPERIENCE:
        May 15, 1994 - Present
        Real Estate Appraiser for Appraisal Associates; residential, land and other
        properties upon assignment

ASSOCIATION MEMBERSHIPS:
        Texas Appraiser Licensing & Certification Board
        Greater Tyler Association of Realtors
        Texas Association of Realtors
        National Association of Realtors